Is Equifax Lock And Alert Free?

Who hacked into Equifax?

On Monday, the Department of Justice identified the alleged culprit: China.

In a sweeping nine-count indictment, the DOJ alleged that four members of China’s People’s Liberation Army were behind the Equifax hack, the culmination of a years-long investigation..

What is Equifax credit for?

The Equifax credit score is an educational credit score developed by Equifax. Equifax credit scores are provided to consumers for their own use to help them estimate their general credit position. Equifax credit scores are not used by lenders and creditors to assess consumers’ creditworthiness.

How do I lock my Equifax credit report for free?

It’s free. Equifax is helping put you in control of your Equifax credit report. With Lock & Alert, you can quickly and easily lock and unlock your Equifax credit report with a click or swipe, and we’ll send a confirmation alert.

How do I unlock my Equifax report?

To place a security freeze on your Equifax credit report, create a myEquifax account. You can view the status of your security freeze, and also temporarily lift or permanently remove the freeze through myEquifax. You can also call our automated line at (800) 349-9960 or call Customer Care at (888) 298-0045.

Does Equifax have a mobile app?

Equifax Mobile App Key Features: For more information about Equifax Mobile, visit, or to download the free Equifax Mobile app, visit the Android Market at

Is Equifax safe?

How secure is the information I provide to Social Security number and credit card number(s) are encrypted before being transmitted to/from our servers. For your security, this site requires the use of a 128-bit SSL compatible browser.

Why can’t I get my Equifax report online?

The most common reasons for being unable to access your credit reports online is being unable to remember key pieces of information. The other issue may be that the address you entered when requesting the report does not match the address the credit bureau has on file.

How do I find out if my information was stolen from Equifax?

If you want to check whether your data was exposed, the FTC and official settlement site have an online tool you can use to check if you were part of the Equifax breach. You’ll need to enter your last name and last six digits of your Social Security number to see if your data was part of the hack.

How do I know if I’ve been affected by Equifax?

Here are some of your options:You can visit for information on the Equifax 2017 Data Breach Settlement.You can get free copies of your credit report from the three major credit bureaus at … Consider placing a security freeze or lock on your credit report.More items…

How do I lock all 3 credit bureaus?

Contact all three of the nationwide credit reporting agencies – Equifax, Experian, and TransUnion. If you request a freeze online or by phone, the agency must place the freeze within one business day. If you request a lift of the freeze, the agency must lift it within one hour.

How much does Equifax charge for a credit report?

Equifax Complete™ Premier $19.95 / month Product is active for the 30 days once purchased. Cancellation is not applicable to one-time report products and we do not offer refunds. Credit monitoring from Experian and TransUnion will take several days to begin.

Is Equifax Credit lock free?

It really is free! Lock & Alert was created with a simple premise: that you should be able to conveniently control access to your Equifax credit report, for life, and for free.

Can I lock my credit report for free?

A credit freeze, also known as a security freeze, is a tool designed to help protect you from fraud and identity theft. … You must contact each national credit bureaus individually to freeze (or unfreeze) your credit reports. They’ll do so for free upon request.

Can you lock your credit?

A credit lock, also known as a security lock, has the same result as a credit freeze, but it’s easier and quicker to lock and unlock your credit than to freeze and un-freeze (or “thaw”) it. … Note that you must block access to your credit reports at all three national credit bureaus (Experian, TransUnion and Equifax).

How long does Equifax check take?

30 daysHow long will it take to complete an investigation after I dispute information on my Equifax credit report? If you file a dispute regarding information on your Equifax credit report, you can generally expect to receive the results of the investigation within 30 days.

How do I get my free credit report by mail?

To order, visit, call 1-877-322-8228. Or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

Did I get hacked Equifax?

Equifax has set up a site where you can check if your information was compromised by giving your last name and the last six digits of your Social Security number. This site has been the subject of intense criticism, and we’ve removed the link due to questions regarding its security.

How do I unfreeze my Equifax online?

You can place, temporarily lift, or permanently remove a security freeze on your Equifax credit report in several ways.Online, by creating a myEquifax account. You can check the status of your security freeze through your myEquifax account as well.By phone. Call us at (888) 298-0045. … By mail.